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Insurance in Connecticut – Why You Should Declare Your Independence

By June 3, 2024No Comments

You’re Free to Choose: How selecting a Professional Independent Insurance Agent can free you from high premiums, offer you better choices, and improve your quality of service when it comes to purchasing insurance in Connecticut.

Just as the thirteen colonies in 1776 sought freedom, choices, and a better quality of life with the Declaration of Independence, many consumers today are seeking similar options when it comes to getting insurance.

Although our lives have changed since that historic day, we still face many obstacles and frustrations. When it comes to getting insurance for your home or business, consumers today are looking for freedom from rising premiums, challenges with securing insurance, and a decline in quality service.

10 key reasons an independent insurance agent is a top choice for getting insurance.

1. Personalized service

An independent insurance agent offers personalized service that online platforms can’t match. Insurance isn’t one-size-fits-all. We take the time to get to know you and your specific needs so we can find the best insurance options for you.

2. In-depth knowledge

Insurance can be complicated. It involves a lot of jargon and complex terms that can trip up consumers. Independent agents have a deep understanding of the insurance world, and we can explain even the most complex provisions in clear, understandable terms. What’s included (and not included) is hard to figure out alone. We wade through the legalese, so you don’t have to.

3. Time savings

Online platforms require you to compare rates, read policies and fill out forms. We take care of these details for you.

Wouldn’t you rather be doing something (anything) else with your time?

4. Access to more options

We have access to a broad range of insurance products from different companies. This means that we can provide more options and better pricing than you’d likely be able to find on your own.

5. Claim support

This is an important one: Insurance generally comes into play when something has gone wrong. We sincerely hope you never have to file a claim, but if you do, we can advocate for you. We’ll help you navigate the process and help you receive a fair settlement.

Also, if you’re ever on the fence about making a claim, we can assist you. If you file too many claims on a policy, the insurance company can increase your premiums or drop your policy altogether. We’re here to help you evaluate the situation. It’s like having a knowledgeable friend in your corner when you need one the most.

6. Professional, well-informed advice

Sure, sometimes a friend or a neighbor might boast about an insurance app or another online option. However, they might not have a sports card collection worth thousands of dollars that needs protection. They might not know how those options for insurance will handle a catastrophe or whether or not they have the right insurance for their specific needs because they chose on their own.
At V.F. McNeil, we love giving our clients the best advice we can, based on our professional experience and knowledge. We’ll help you make sound decisions about the types and amounts of coverage to purchase.

7. One-stop shopping

We have relationships with various carriers and offer all kinds of coverage — home, auto, business insurance and so forth. Whatever you need, we can help you. It simplifies your life a lot when all your coverage is under the same roof.

8. Regular policy reviews

If there’s one constant in life, it’s change. And your insurance needs change as your life changes. We conduct policy reviews with our clients regularly to make sure their coverage evolves as needed. Different insurance carriers might be better suited to you as your life changes, and we have relationships with multiple carriers.

Have you ever received a policy update notification and wondered if it mattered? It does! Even tiny changes to the definitions and terms section of your policy can significantly impact your coverage. And guess who’s here to help if you have questions about those indecipherable letters? You got it — We are!

9. Privacy

We’ve all seen the news: Massive data breaches are becoming increasingly common. We have the most stringent safeguards to keep your sensitive information safe and private. You never know what kind of security standards an app will offer.

10. Accountability

We’re proud members of the community. For that reason, we take pride in our work and our reputation. For starters, it’s just the right thing to do. Our business also depends on referrals and positive word of mouth. If you’re not satisfied, we’re not successful. So we do our very best, every day, to do right by our clients and our community. It’s a point of pride for us.

If you know someone who could also benefit from working with an Independent Insurance Agent, we’re always happy to talk insurance.

Make the choice to Declare Your Independence and help your friends and family members declare their independence too! Contact V.F. McNeil Insurance today. We have been a Trusted Choice® independent insurance agent in Connecticut for over 138 years.

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