Renters



The right insurance from day one

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Multiple Quotes Through One Source

As a Trusted Choice® Independent Insurance Agent, we have access to multiple insurance companies and can provide you with affordable homeowner’s insurance customized for your specific needs. Getting homeowner’s insurance in Connecticut doesn’t have to be difficult, stressful, or costly. We do the shopping and comparing for you so you can spend time on other things.




What is renter’s insurance?

Renter’s insurance, otherwise known as a tenant’s policy, provides low-cost coverage for your personal belongings in the event of a loss resulting from covered damages or theft. Renter’s insurance also covers your personal liability.


Why would I need renter’s insurance? 
I thought my landlord’s insurance would cover me?

Unfortunately, this is a common misunderstanding. Landlords insurance typically covers the building, the grounds, any personal property owned by the landlord such as appliances and carpeting, and it covers liability for injuries that result from the landlord’s negligence in upkeep or safety of the property. Therefore, in the event your belongings are stolen, damaged in a building fire or by smoke, or even vandalized, you would have to replace them out of pocket if you didn’t have renter’s insurance.

This prompts the question.... Would you be financially comfortable enough to replace all of your belongings (clothing & shoes, kitchen accessories, jewelry, electronics, furniture, décor, cosmetics, and more) in the event of a total loss? Most of us would answer to no to that question. In which case, a renter’s policy is a smart choice for those opting to rent their property opposed to buying.

The annual cost is not only low, but if you combine renter’s insurance policy with your auto insurance you’ll increase the savings.



4 Things you didn’t know about Renters Insurance






Contact your friendly
V.F. McNeil Agent today!






Office

500 East Main St.
Suite 200
Branford, CT 06405


Hours

Monday-Thursday
8am-5pm
Friday: 8am-4:30pm



Inquiries

203-481-2684
FAX 203-483-1891
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