Introduction.

V.F. McNeil & Co. Inc., legal name of V.F. McNeil Insurance, has established this Terms & Privacy policy for all who visit, use and interact with this website hosted by a third party, the content of which is controlled by V.F. McNeil & Co. Inc. By using this Site, you agree to comply with these Terms, and state that you understand the Privacy policy and Disclaimer. V.F. McNeil & Co. Inc. can change these Terms & Privacy policy at any time, without notice, by posting them on this Site, and it is a users responsibility to review these Terms & Privacy policy periodically to be informed about any changes to them.

Privacy

We take your right to privacy seriously and want you to feel comfortable using our web site. This Privacy Policy deals with personally identifiable information (referred to as “Data” below) that may be collected by us on our site. This Policy does not apply to other entities that we do not own or control or persons that are not our employees, agents or within our control. Please take time to read the following.

1. Collection of Data.

Our process requires a significant amount of information collection in order that we may appropriately serve you. Required fields are indicated. Providing us with other information is at your option. Please take note that your name, e-mail address, or other submissions that you make on this site may contain your real name or other personally identifiable information. Like many web sites, we may also automatically receive general information that is contained in our server log files such as your IP address and cookie information. Information about how advertising may be served on this site (if at all) is set forth below.

2. Use of Data.

We may use Data to customize and improve your user experience on this site. We will make efforts so that your Data will not be provided to third parties unless (i) provided for otherwise in this Privacy Policy; (ii) we obtain your consent, such as when you choose to opt-in or opt-out to the sharing of Data; (iii) a service provided on our site requires the interaction with or is provided by a third party, by way of example an Application Service Provider; (iv) pursuant to legal process or law enforcement; (v) we find that your use of this site violates our this Policy, Terms of Service, other usage guidelines or as deemed reasonably necessary by us to protect our legal rights and/or property; (vi) or (vi) this site is purchased by a third party whereby that third party will be able to use the Data in the same manner as we can as set forth in this Policy. In the event you choose to use links that appear on our site to visit other web sites, you are advised to read the privacy policies that appear on those sites.

3. Cookies.

Like many web sites, we set and use cookies to enhance your user experience, such as retaining your personal settings. Advertisements may appear on our web site and, if so, may set and access cookies on your computer and is subject to the privacy policy of those parties providing the advertisement. If advertising is present on our site, the companies serving the advertising do not have access to our cookies. These companies usually use non-personally identifiable or anonymous codes to obtain information about your visits to our site.

4. Children.

We do not allow persons who are ages eighteen or younger to submit information to this site. For more information, please contact our webmaster.

5. Editing or Deleting Your Account Information.

You may request deletion of your e-mail address by contacting our webmaster. Other data that you may have provided to us will continue to remain within our files at our discretion even though your e-mail is deleted. Please see our Terms of Use for more information.

6. No guarantees.

While this Privacy Policy states our standards for maintenance of Data and we will make efforts to meet them, we are not in a position to guarantee these standards. There may be factors beyond our control that may result in disclosure of data. As a consequence, we disclaim any warranties or representations relating to maintenance or nondisclosure of Data.

7. Contact Information.

If you have any questions about this Policy or our web site, please feel free to contact us.


Website Terms & Disclaimer:

Terms

The works of authorship on this Site that have been created, produced, uploaded and/or otherwise contributed by V.F. McNeil & Co. Inc. including, but not limited to, all design, text, images, and sounds (individually and collectively “Publications”), contained in this Site are owned by V.F. McNeil & Co. Inc., except as otherwise expressly stated. The Publications may not be copied, reproduced, transmitted, displayed, performed, distributed, rented, sublicensed, altered, stored for subsequent use or otherwise used in whole or in part (individually and collectively "Reproduced") in any manner.

The Site contains links to Internet sites of other entities, such as insurance carriers; non-profits, and industry associations: providing access to, use of, and/or participation in any products/services/resources/surveys from the Site, other V.F. McNeil & Co. Inc. collective “Linked Resources” linked to on this site may have its own privacy and data collection policies and practices. V.F. McNeil & Co. Inc. is not responsible for the privacy and data collection policies and practices of any Linked Resources, or for the content of their Internet sites. Users interested in the privacy and data collection policies and practices of Linked Resources should review the policies of the Internet sites they choose to access.



Disclaimer

This information is not an offer to sell insurance. Insurance coverage cannot be bound or changed via submission of this online form/application, e-mail, voice mail or facsimile. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly with a licensed agent. Not all policies or coverages are available in every state.

Please contact our office at 203-481-2684 to discuss specific coverage details and your insurance needs. In order to protect your privacy, please do not send us your confidential personal information by unprotected email. Instead, discuss that personal information with us by phone or send by fax.

Statements on this website as to policies and coverages and other content provide general information only and we provide no warranty as to their accuracy. Clients should consult with their licensed agent as to how these coverages pertain to their individual situation. Any hypertext links to other sites or vendors are provided as a convenience only. We have no control over those sites or vendors and cannot, therefore, endorse nor guarantee the accuracy of any information provided by those sites or the services provided by those vendors.

Information provided on this website does not constitute professional advice. If you have legal, tax or financial planning questions, you need to contact a qualified professional.