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As numerous greeting cards have proclaimed, for many Americans life really begins at retirement. Without a boss expecting you to punch a time clock five days a week, you’ll suddenly discover hours that you didn’t know you had. You’ll find time to travel, relax, enjoy your favorite activity (yes, napping counts) and spend more time with the people you love. At least that’s the way it’s supposed to work—if you avoid these financial missteps when preparing for your golden years.



Energy efficiency, environmental sustainability, occupant health—these concerns and more are driving the green building trend and surge in U.S. Green Building Council LEED-certified structures. The council predicts total revenue across the eco-friendly construction industry will grow to $290 billion by 2017, and they intend to certify 1 million commercial buildings by 2020.

Unfortunately, the benefits that green construction provides building owners—including reduced operating expenses, higher asset value and a reputation for environmental stewardship—may come at a cost to construction employees. In fact, a study conducted by the Center for Construction Research and Training suggests that LEED-focused construction projects pose notably higher risks to workers.



Despite the rise of social media, email is still the marketing mainstay of many businesses—and the numbers show us why. According to the Radicati Group, a technology market research firm, worldwide email accounts will increase 27 percent between 2014 and 2018, from 4.1 billion to more than 5.2 billion. Additionally, the number of worldwide email users—both business and consumer—will increase 12 percent during the same period. Whatever your industry, chances are excellent that most of your customers are on email and willing to subscribe to communications from your company.



If you believe you’ll never experience a
home fire, the odds are against you. The NFPA Fire Analysis and Research Division states Americans can expect to average a home fire every 15 years or five fires in their lifetime. While most of these fires will be small, cause little to no damage, and go unreported, you have a one in four chance of experiencing a home fire that requires fire department assistance.

Fortunately, you can improve your family’s chances of surviving—and protect your structure and other belongings—by following these tips:

Cook with care – Never leave the kitchen while you are frying, grilling or broiling food. Additionally, do not leave items on or in your oven to simmer, bake, roast or boil while you’re away from home. If you must leave—even to run to the store or pick up your kids from school—turn off the stove.


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