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It’s no secret that household water leaks are bad for the environment. According to the
Environmental Protection Agency (EPA), the average household leaks more than 10,000 gallons of water every year. To put that into perspective, your own home may be wasting enough water annually to wash 270 loads of laundry! Ten percent of homes have leaks that waste 90 or more gallons of water per day.

These leaks are also bad for your wallet. Fix them before they cause additional damage and you could save 10 percent on your water bills by the EPA’s calculations. Allow them to get worse—which could lead to mold and water damage to fixtures and flooring, and your repair costs could be in the thousands. Fortunately, a simple maintenance plan is all you need to prevent the most common household leaks in the first place.

Six in ten people—or as many as
132 million Americans—have a life insurance plan in place to safeguard their financial security. From covering final expenses to replacing lost income, these individuals understand that such policies can have a dramatic positive impact on their families’ lives during otherwise dark times. If you’d like to join them, make sure you ask your agent these essential questions while evaluating available life insurance products.

As Dorothy said in the Wizard of Oz, “There’s no place like home.”The statement holds true for both 18- and 80-year-olds, and these days more of the latter are choosing to remaining in their residences rather than move into retirement communities. Known as “aging in place,” this requires the ability to remain independent and live safely in one’s own home. It’s a goal anyone can attain—provided they’ve properly planned to do so. Here are a few steps to get you started.

V.F. McNeil Insurance highlights
Carmine Montuori’s 25 YEARS of experience in the insurance industry and makes a special mention of his dedication to product and insurance industry education when it comes to the agency’s niche markets.

Montuori joined V.F. McNeil Insurance in 1997 as an Account Manager. He earned his way to a CIC (Certified Insurance Counselor) position in 2002.  Additionally, he earned his Life and Health Insurance License in 2009 and was then promoted to Vice President in 2014.


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Suite 200
Branford, CT 06405


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