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Six in ten people—or as many as
132 million Americans—have a life insurance plan in place to safeguard their financial security. From covering final expenses to replacing lost income, these individuals understand that such policies can have a dramatic positive impact on their families’ lives during otherwise dark times. If you’d like to join them, make sure you ask your agent these essential questions while evaluating available life insurance products.



V.F. McNeil Insurance highlights
Carmine Montuori’s 25 YEARS of experience in the insurance industry and makes a special mention of his dedication to product and insurance industry education when it comes to the agency’s niche markets.

Montuori joined V.F. McNeil Insurance in 1997 as an Account Manager. He earned his way to a CIC (Certified Insurance Counselor) position in 2002.  Additionally, he earned his Life and Health Insurance License in 2009 and was then promoted to Vice President in 2014.



A leading insurance professional organization recently recognized
Daniel McNamara, CIC, of V.F. McNeil Insurance, Branford, for dedication and ongoing leadership in the insurance industry.

The Society of Certified Insurance Counselors (CIC) honored Daniel McNamara for ten years of successfully maintaining the Certified Insurance Counselor (CIC) designation, denoting significant commitment to advanced knowledge and customer service.

“This honor is an acknowledgment of the priority Daniel McNamara places on education and professional growth,” cited the Society’s President, Dr. William T. Hold, CIC CPCU, CLU.  “Customers, associates, and the insurance profession as a whole benefit from such dedication.”

The CIC Program is nationally recognized as the premier continuing education program for insurance professionals, with programs offered in all 50 states and Puerto Rico.  Headquartered in Austin, Texas, the Society of CIC is a not-for-profit organization and the founding program of the The National Alliance for Insurance Education & Research.



More than 10,000 new people enter the Medicare program every day according to the AARP—and many of them either are misinformed or haven’t had the time to learn what to expect. Errors are common and can carry significant costs. Whether you’re a senior who is new to Medicare or you have been on the program for a while, you and make Medicare work for you by considering these costly mistakes to avoid.