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We’re a full month into the New Year and many of us are already losing interest in the goals we set 30 days ago. Skipping the occasional yoga class or spending an afternoon or two binge watching Netflix is unlikely to really hurt you in the long run. However, ditching the financial promises you made to yourself as 2015 became 2016 just might. Whether you’re still going strong or need to revive your faltering commitment, these could be the most important resolutions to try to keep this year.



On a construction job site, safety is everyone’s responsibility. Rules established by the Occupational Safety and Health Administration (OSHA) state that every contractor, regardless of its role, has a non-transferable duty to protect its employees from all hazards—regardless of who created them. This means that a general contractor, a subcontractor acting as a general contractor, or a sole proprietor who has subbed out specialty work can receive an OSHA citation and fine if an employee under them is injured on the job.

When issuing a citation, an OSHA inspector first determines the role each employer fits into.



According to
Freddie Mac’s chief economist, mortgage interest rates should remain at historically low levels in 2016 regardless of the Federal Reserve’s decision to raise the federal funds rate (for the first time since 2006) late last year. What does that mean for you? Whether you’re ready to buy or sell a home, now could be the time to act. But before you do, consider how the three biggest homebuying trends may affect you.



The number of women working in American businesses is continually increasing. According to
data from the Bureau of Labor Statistics (BLS), the U.S. workforce was only 38 percent female in 1970. The most recent numbers show women now make up 47 percent.  Whatever your company’s industry, they likely account for a sizable portion of your staff as well. And while keeping all of your employees engaged in their jobs is necessary to reduce costly turnover, retaining your female workers may require slightly different tactics.

To start, more money isn’t usually the answer. Glassdoor’s current U.S. Employment Confidence Survey results reveal that 82 percent of female employees would prefer additional benefits or perks over a pay increase (compared to 76 percent of the male workers).When asked to rank the benefits they’d prefer to see increased, healthcare insurance, vacation/paid time off, performance bonuses, paid sick days, retirement plans and flexible schedules topped the list.


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