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While many companies still go the traditional route—requiring each party to purchase their own policy—some are switching to an alternative method of risk management.
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Also known as EPLI, employment practices liability insurance is designed to protect small businesses in the event an employee files a lawsuit claiming harassment, discrimination or another such wrongdoing.
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Read more: Do You Need Employment Practices Liability Insurance?
In order to legally operate your motor vehicle in the U.S., you must have a car insurance policy in place. The minimum requirements for bodily injury and property damage liability vary by state and must be considered when selecting insurance coverage. These minimums won’t change as your car ages, but the additional coverage you choose to purchase may. Consider making these adjustments as your vehicle becomes older.
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Last September, the Bureau of Labor Statistics released the preliminary results of the 2014 National Census of Fatal Occupational Injuries. The report revealed 4,679 fatal work injuries were recorded in the U.S. in 2014, an increase of 2 percent over 2013’s numbers. Nearly 750 of these workplace deaths were due to violence and other injuries by persons or animals. Among those classified as homicides, 32 percent involved relatives or domestic partners when female workers were the victims. Thirty-three percent of workplace homicides with male victims were robberies.
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