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While construction spending in the first two months of this year ($157.1 billion) was
11.2 percent higher than it was for the same period last year, and experts predict it will continue to grow at a modest pace due to low mortgage rates and increasing demand for new homes, volatility in other U.S. markets—as well as the world—hint at the potential for another recession.

Construction company owners—though most are cautiously optimistic—may remain focused on reducing operational costs as a result. While it’s generally wise to embrace strategies that result in meaningful financial savings—such as adjusting staffing levels and the use of new tools to improve efficiencies—keep in mind these risks you may not have considered.



Identity theft is increasing dramatically in the U.S. today. According to the Federal Trade Commission (FTC), consumers reported more than
490,000 incidents in 2015, a startling 47 percent increase over the prior year’s number of reported identity theft crimes. While identity theft can happen to anyone, certain activities—such as posting personal information on the Internet or losing your wallet—can increase your risks. Improper disposal of paper documents can also be an issue. Consider these tips on what you need to shred and what you can safely recycle before your next desk or filing cabinet purge.



According to some estimates, as many as 700,000 U.S. adults are transgender—meaning they identify as a gender that is different from the sex they were assigned at birth. Associated issues have been a hot topic lately—one even the Occupational Safety and Health Administration (OSHA) is addressing.

OSHA recently released a best practices publication on restroom access for transgender workers. Within it, they explain that restroom access is a health and safety matter. When an employer requires an employee to use a restroom that is not consistent with his or her gender identity, or restricts the employee to a specific or gender-neutral restroom, it may make the worker fear for his or her physical safety at work. This can result in restroom avoidance and potentially serious physical injury or illness.



The Team at V.F. McNeil enjoying a 130th Anniversary Video Presentation

Leading Trusted Choice® Independent Insurance Agency celebrates 130 years of successfully serving its clients and its community.

Branford, CT – April 15, 2016 – The team at V.F. McNeil Insurance, a top provider of property and casualty insurance solutions in Connecticut, recently kicked off the recognition of its 130th Anniversary during a staff meeting by watching a video presentation and enjoying a celebration that highlighted its past successes and reviewed its future activities aimed at serving its clients and its community.


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Branford, CT 06405


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