The right insurance from day one®

Search Our Site

Auto Insurance Rates

I haven’t been in any accidents or received any violations, why are my auto insurance rates going up?

The cost of insurance is affected by more than your personal driving history.  Multiple factors go into rating auto insurance premium, including what’s happening in the market overall...

Financial Security
By: Pauline Handy – Marketing Director, V.F. McNeil Insurance

The New Year is always a popular time for change.  So, what about your financial status?  If you have a lack of confidence in this department of your life, we have a few suggestions to help you give your financial status a makeover without feeling like a have-not.  

Let’s face it, nobody likes to be scraping together money in a rush due to a I didn’t see that coming moment.  It’s also no fun to rack up credit card bills because you don’t have adequate cash on hand.  Those high interest rates can bury you in debt!

Whether it’s a broken-down furnace, a summer vacation, or an emergency car repair, it’s much less stressful to handle life’s curveballs with confidence.  You’ll sleep better at night without all the worry.  Okay, by now we can guess what you’re thinking.  How could you possibly accomplish this without feeling like you are missing out?  Below are some suggestions to consider for the New Year.  

Change your mindset 

Just because many folks around you never seem to go without, it doesn’t mean they can really afford what they are not going without.  Avoid spending for the whole keeping-up-with-the-Joneses thing.  Everyone has their time to shine.  Your time to shine will be when you get that new kitchen you’ve been planning and in the end, you don’t owe a dime.  Yup, you’ll shine extra brightly.  

Spend for the right reasons and only when you can truly afford it.  In the meantime, have fun planning, gathering ideas, and making whatever it is yours for your own fulfillment and not for the sake of impressing others.

Financial Security
By: Pauline Handy - Marketing Director, V.F. McNeil Insurance

In our last blog, Commit to a Financial Makeover Without Feeling Deprived, we reviewed some ideas on how to pioneer a different approach to managing your finances without feeling like you are missing out on life.  Hopefully, you found some of our tips to be helpful.

If so, it’s time to move on to the next phase so that you have a guide for when the time is right.  Our financial professional and life insurance specialist, Megan Maruzo, shared some great information during a presentation she gave to a women’s group in 2017 that I want to pass on to you! This blueprint for financial confidence is applicable to all.

How Do I Get Started?

You’ve already done that just by reading the first blog and now this one.  However, to more closely hone in on the steps, Megan recommends developing your goals, determining what your priorities are, and then taking the time to learn about the tools to get you to where you want to be. 

Home Maintenance
10 Things to Do to Prepare Your Home for Winter
Fall is a wonderful time in Branford, Connecticut — it's also the time of year you should be thinking about getting your house ready for the winter.  Before you hang up the rake for the season, be sure you read our home maintenance tips.   This is the time of year to fix small problems before they become big, and big ones before they become catastrophic. 

Here's our home maintenance check list - top 10 tips:


500 East Main St.
Suite 200
Branford, CT 06405


Friday: 8am-4:30pm
2022 Summer Hours



FAX 203-483-1891