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In 2015, the Employee Benefits Security Administration (EBSA), through its enforcement of the Employee Retirement Income Security Act (ERISA), recovered
$696.3 million for direct payment to plans, participants and beneficiaries. They closed 2,441 civil investigations, 275 criminal investigations and 201,000 inquiries through the informal complaint resolution process. The later resulted in $402.9 million restored to U.S. workers. To say the Department of Labor (DOL) and EBSA were busy would be an understatement.

If you’d like to avoid landing on their hit list in 2016, take these steps to avoid a DOL audit of your employer-sponsored 401(k) plan.



The East Haven Chamber honors V.F. McNeil Insurance with “Business of the Year Award for 2016.”

Branford, CT – May 19, 2016 – Annually, the East Haven Chamber of Commerce honors those who have contributed to the local community and also those who are blazing new trails in the local community.  For over30 years, the chamber and its community leaders have come together in recognition of the talents and achievements of outstanding companies and individuals who have succeeded at business, education,  and setting a good example of community support and development.



Tax time is upon us once again. Whether your financial circumstances have changed, you’ve gotten married (or divorced), or you’re just tired of filing on your own, a professional tax preparer can help. Consider these tips for choosing a good one.

  • Make sure he/she has the proper qualifications. All tax preparers must have a Preparer Tax Identification Number. Ask the professional you’re considering hiring to show you his/hers. Or check out their qualifications yourself through the IRS’s online directory of Federal Tax Return Preparers.



Homes are selling pretty quickly these days—at least when you look at the nation as a whole. According to the National Association of Realtors, properties are typically staying on the market for
59 days this spring, with about 35 percent on the market for less than a month.  But real estate is local, and national averages may not accurately reflect market conditions in your area.  Whether you live in a city where homes aren’t selling quickly or you’re planning to sell during the slow season, consider these homebuyer incentives to speed up the process.