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Just under a year ago, a dream came true for one of our team members.  Juliana Gribbins, V.F. McNeil’s Executive Assistant and Bookkeeper,had her first book published and made available for sale on shelves in local book stores and online through her publisher’s website.  You may recall our 
Employee Spotlight proudly boasting Juliana’s admirable achievement.

What has Juliana been up to since that momentous accomplishment?

Well, we can say that she hasn’t let any grass grow under her feet.  Since the publication of her first book, Date Expectations: A Humorous Look at Dating, the Second Time Around, Juliana not only continues to hold down the fort at V.F. McNeil, but she also continues to write her ever popular column for the Shore Publishingnewspapers, titled Shoreline Living, as she continues to work toward the goal of book number two.



According to PwC’s Health Research Institute,
medical costs in the U.S. will increase 6.5 percent in 2016. Benefit plan changes, such as narrower provider rangers and higher deductibles, will reduce the increase to 4.5 percent, though many consumers and the companies that employ them will continue to struggle to afford healthcare services. What can you do to continue to provide the health insurance coverage your workers need without devastating your budget? The answer is to do what you can to control healthcare costs. Consider the following strategies to help you do so without drastically reducing the benefits you’re able to offer.



As of January 1, 2015, the Occupational Safety and Health Administration (OSHA) has required employers to report severe work-related injuries—such as hospitalizations, amputations or eye loss—with 24 hours of the incident. During the first full year the requirement was in effect, U.S. employers reported 10,388 severe injuries. This included 7,636 hospitalizations and 2,644 amputations.

The industry that reported the largest number of severe injuries was manufacturing, which accounted for 26 percent of hospitalizations and 57 percent of amputations. Employers in the construction industry reported 19 percent of the hospitalizations and 10 percent of the amputations. Transportation and warehousing had the third largest number of hospitalizations (11 percent), while retail trade and wholesale trade each accounted for 5 percent of the reported amputations. You can review a complete list of severe injuries reported by individual industry
at 
www.osha.gov/injuryreport/2015_by_industry.pdf.



A 401(k) plan is a retirement savings plan that is established by an employer for eligible employees. Employees who participate in the 401(k) plan can make contributions to their accounts with both pre- and post-tax dollars—up the annual limits set by the Internal Revenue Service (IRS). Employers can also contribute funds to their employees’ accounts, and many will ‘match’ the deposits their employees make up to a certain amount.