Disability Insurence

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Disability Insurance

Short & Long Term Disability Insurance in Connecticut
Contact us today to learn more about the products we offer.

We can help you protect yourself, your family and your business with Disability Insurance

Have you thought about how you would protect your family and continue your lifestyle if you become too sick or hurt to work? Short and long term disability insurance can protect your financial health by replacing income that may be lost if an illness or injury stops you from working.

What is the difference between short term disability insurance and long term Disability Insurance?

Simply stated, short term disability insurance provides coverage for an injury, illness, or occurrence such as having a baby that results in a limited time of absence. Long term disability insurance provides coverage for injuries or illnesses that prevent you from potentially ever working again.

Who Needs Disability Insurance?

- Individuals

A disabling injury or illness could have a tremendous impact on you and your family’s well being. Have you ever considered how you would protect your family and your lifestyle if you were too sick or hurt to work?

- Business Owners

Keeping your business viable and active, even when you can’t work due to an illness or injury is paramount. Although business owners should have disability insurance in the event of an illness or injury, disability insurance for you and disability insurance for your business are two separate issues.

If you have disability insurance for yourself and you become ill or injured, your personal income can be replaced by disability insurance.

But as a business owner, what plans have you made to protect your business?

What happens if a key employee, critical to the success of your business, suddenly falls ill or becomes injured and cannot work?

When you are ill or injured, how will the overhead costs of your business be handled during this time to keep the business open until you are able to return to work?

What if you become ill or disabled while in a business partnership? What would happen if you are unable to return to the partnership? How would the financial buyout be handled?

These are just a few examples of why every business owner should consult with an insurance specialist regarding disability insurance for business purposes.

Contact Us Today. One of our insurance specialists can save you time and money by helping you compare disability insurance quotes from several short and long term disability insurance companies to find the right plan for your specific needs.


500 East Main St.
Suite 200
Branford, CT 06405


Friday: 8am-4:30pm


FAX 203-483-1891