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Umbrella claims: Real life scenarios

By: Pauline Handy – Marketing Director

Before coming to the insurance world, I actually used to think people who purchased umbrella liability coverage were just plain… well you know, paranoid.  Wow, how I’ve been corrected! 

Our agency frequently receives claim information from our affiliate companies and organizations to keep us informed of circumstances involving catastrophic claims. The intention is to help us guide our clients on the importance of umbrella liability coverage and what could happen if they don’t have it.

Simply stated, we often have to read some pretty tough stuff that happens to people who are involved in a claim where their umbrella liability coverage has to take over.  Or worse yet, what happens when they don’t have umbrella liability coverage.

We just received some recent claim scenarios that were particularly tough to read.  However, in each of these circumstances the insured thankfully had umbrella liability coverage. 

Nothing can take the place of preventative safety and responsibility; but even if you do everything right, there is always a possibility that something can go wrong. 

Please take a moment to view the most recent claim scenarios that have come to our attention.  We struggled with the idea of sharing these upsetting stories; but our goal is always to be sure that our clients are as well protected as possible so that in the event of a catastrophic claim, their financial future isn’t jeopardized.  

Real Life Personal Umbrella Claims…

To preserve confidentiality, we cannot reveal the names involved or the source of the information. 

After reading, please contact us to speak with an insurance professional to find out more about this very important coverage.  It’s simple, affordable, and so worth it! 

 

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